{"id":50254,"date":"2020-06-04T10:41:44","date_gmt":"2020-06-04T07:41:44","guid":{"rendered":"https:\/\/www.ekonomit.fi\/join-us\/tyottomyysturvaneuvonta\/"},"modified":"2026-09-30T15:09:53","modified_gmt":"2026-09-30T12:09:53","slug":"tyottomyysturvaneuvonta","status":"publish","type":"page","link":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/","title":{"rendered":"Unemployment Fund"},"content":{"rendered":"\n
\n
\n

KOKO Unemployment Fund for Highly Educated Professionals<\/h2>\n\n\n\n

You can insure yourself against unemployment through the KOKO Fund<\/strong>. KOKO Fund pays earnings-related unemployment allowance if a member becomes unemployed, is laid off, or is placed on a reduced working week. Members who meet the fund’s membership and employment requirements are entitled to the allowance.<\/p>\n\n\n\n

You can join the unemployment fund through the Economists’ membership app, eLounge.<\/p>\n\n\n\n

\n
Join KOKO Fund<\/a><\/div>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n
\n
How do I apply for unemployment allowance?<\/a><\/div>\n<\/div>\n\n\n\n
\n\n\n\n

Join KOKO Fund already during your studies <\/h2>\n\n\n\n

You can join the unemployment fund while still studying. As a fund member, you accumulate entitlement to earnings-related unemployment security whenever you work. This helps secure your income after graduation.<\/p>\n\n\n\n

Under the new employment condition, eligibility for earnings-related unemployment allowance requires approximately one year of work while also being a member of the fund. The work does not need to be in the same employment relationship or carried out continuously. Summer jobs and part-time work during your studies are an excellent opportunity to accumulate qualifying work months.<\/p>\n\n\n\n

Note!<\/strong> Due to a legislative change, both the old and the new membership and employment conditions apply from 2 September 2024 onwards. Read more about what constitutes employment that meets the employment condition and how your employment condition accumulates<\/a>.<\/p>\n\n\n\n

The earnings-related unemployment allowance paid by KOKO Fund is significantly higher than the unemployment benefit paid by Kela. If you become unemployed, the KOKO Fund membership fee quickly pays for itself.<\/strong><\/p>\n\n\n\n

You can join KOKO Fund during your studies if you are employed and receiving wages at the time of joining. Membership is obtained through the Economists’ membership app, eLounge. It is important to keep all employment contracts, payslips, and employment certificates.<\/p>\n\n\n\n

\n\n\n\n

Unemployment security for entrepreneurs<\/h2>\n\n\n\n

KOKO Fund is an unemployment fund for employees, whereas entrepreneurs can insure themselves through the Entrepreneur Fund<\/a>. Review your fund membership options as soon as you start a business.<\/p>\n\n\n\n

If you are employed and run a business as a side activity, it is advisable to remain a member of KOKO Fund. If you are a full-time entrepreneur, you may remain a member of KOKO Fund for a maximum of 18 months from the start of your business activities. After becoming a full-time entrepreneur, it is advisable to consider joining an entrepreneurs’ unemployment fund to ensure uninterrupted earnings-related security.<\/p>\n<\/div>\n\n\n\n

\n
<\/div>\n\n\n\n
\n

Need Advice?<\/h3>\n\n\n\n

Our lawyers advise members on the basic aspects of unemployment security.<\/p>\n\n\n\n

For more detailed questions, KOKO Fund and the Job Market Finland service (Ty\u00f6markkinatori), where you can register as a job seeker, can help. You can also find further information on Kela’s website.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

<\/div>\n\n\n\n

<\/p>\n

<\/div> ","protected":false},"excerpt":{"rendered":"

KOKO Unemployment Fund for Highly Educated Professionals You can insure yourself against unemployment through…<\/p>\n","protected":false},"author":27,"featured_media":0,"parent":47141,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page-sidebars.php","meta":{"_acf_changed":false,"inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"class_list":["post-50254","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nUnemployment Fund - Suomen Ekonomit<\/title>\n<meta name=\"description\" content=\"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unemployment Fund - Suomen Ekonomit\" \/>\n<meta property=\"og:description\" content=\"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/\" \/>\n<meta property=\"og:site_name\" content=\"Suomen Ekonomit\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T12:09:53+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/join-us\\\/tyottomyysturvaneuvonta\\\/\",\"url\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/join-us\\\/tyottomyysturvaneuvonta\\\/\",\"name\":\"Unemployment Fund - Suomen Ekonomit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#website\"},\"datePublished\":\"2020-06-04T07:41:44+00:00\",\"dateModified\":\"2026-09-30T12:09:53+00:00\",\"description\":\"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/join-us\\\/tyottomyysturvaneuvonta\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/join-us\\\/tyottomyysturvaneuvonta\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/join-us\\\/tyottomyysturvaneuvonta\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Unemployment Fund\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/\",\"name\":\"Suomen Ekonomit\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#organization\",\"name\":\"Suomen Ekonomit\",\"url\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.ekonomit.fi\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/ekonomit-mer-nega.png\",\"contentUrl\":\"https:\\\/\\\/www.ekonomit.fi\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/ekonomit-mer-nega.png\",\"width\":870,\"height\":307,\"caption\":\"Suomen Ekonomit\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ekonomit.fi\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Unemployment Fund - Suomen Ekonomit","description":"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/","og_locale":"en_US","og_type":"article","og_title":"Unemployment Fund - Suomen Ekonomit","og_description":"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?","og_url":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/","og_site_name":"Suomen Ekonomit","article_modified_time":"2026-09-30T12:09:53+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/","url":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/","name":"Unemployment Fund - Suomen Ekonomit","isPartOf":{"@id":"https:\/\/www.ekonomit.fi\/en\/#website"},"datePublished":"2020-06-04T07:41:44+00:00","dateModified":"2026-09-30T12:09:53+00:00","description":"Pid\u00e4 huolta ty\u00f6tt\u00f6myysturvastasi ja liity KOKO-kassaan. Tiesitk\u00f6, ett\u00e4 voit liitty\u00e4 kassaan jo opiskeluaikana?","breadcrumb":{"@id":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ekonomit.fi\/en\/join-us\/tyottomyysturvaneuvonta\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ekonomit.fi\/en\/"},{"@type":"ListItem","position":2,"name":"Unemployment Fund"}]},{"@type":"WebSite","@id":"https:\/\/www.ekonomit.fi\/en\/#website","url":"https:\/\/www.ekonomit.fi\/en\/","name":"Suomen Ekonomit","description":"","publisher":{"@id":"https:\/\/www.ekonomit.fi\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ekonomit.fi\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.ekonomit.fi\/en\/#organization","name":"Suomen Ekonomit","url":"https:\/\/www.ekonomit.fi\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ekonomit.fi\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.ekonomit.fi\/wp-content\/uploads\/2020\/05\/ekonomit-mer-nega.png","contentUrl":"https:\/\/www.ekonomit.fi\/wp-content\/uploads\/2020\/05\/ekonomit-mer-nega.png","width":870,"height":307,"caption":"Suomen Ekonomit"},"image":{"@id":"https:\/\/www.ekonomit.fi\/en\/#\/schema\/logo\/image\/"}}]}},"coauthors":[],"author_meta":{"author_link":"https:\/\/www.ekonomit.fi\/en\/author\/kristian-sarostoekonomit-fi\/","display_name":"kristian.sarosto@ekonomit.fi"},"relative_dates":{"created":"Posted 6 years ago","modified":"Updated 1 day ago"},"absolute_dates":{"created":"Posted on 04.06.2020","modified":"Updated on 30.09.2026"},"absolute_dates_time":{"created":"Posted on 04.06.2020 10:41","modified":"Updated on 30.09.2026 15:09"},"featured_img_caption":"","featured_img":false,"series_order":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/pages\/50254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/comments?post=50254"}],"version-history":[{"count":2,"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/pages\/50254\/revisions"}],"predecessor-version":[{"id":50265,"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/pages\/50254\/revisions\/50265"}],"up":[{"embeddable":true,"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/pages\/47141"}],"wp:attachment":[{"href":"https:\/\/www.ekonomit.fi\/en\/wp-json\/wp\/v2\/media?parent=50254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}