Receive housing loan benefits and save money!
As a member of the Finnish Business School Graduates you can receive a housing loan more affordably. Apply for a new loan or simply compare your current loan – we can transfer your loan from your former bank to Danske Bank on your behalf. You can also utilise your benefits for your current loans with Danske Bank.
Contact us for more information about your benefits:
0200 25880, Mon-Fri 8am-8pm
Our benefits for members of Akava affiliates
- Lower margins
- No delivery or handling fees
- Instalment-free periods without fees
- Stepped payment programme
- More affordable daily banking services
Housing loans are always cheaper if you are a member
You automatically receive a discount on the margin of your housing loan. As a member of an Akava affiliate, your housing loan will be cheaper than if you were not a member*.
Housing loans without fees – save at least 300 euros
You will not be charged delivery or handling fees on your housing loan. These usually amount to 0.60% of the loan capital and at least 300 euros.
Up to 50% off daily banking services
You can receive a 25–50% discount on the monthly fee for your daily banking package as long as you are paying your housing loan. Your daily banking package includes two accounts, two cards and bank identifiers, for example.
Instalment-free periods without fees – save 180 euros each time
You can apply for instalment-free periods of 4 to 12 months without delivery fees**, saving you at least 180 euros for each period. You can use these instalment-free periods however you like whenever you need more financial flexibility, for example to spend time with your family, to improve your skills through further education, or simply to save up for an important purchase.
Pick a payment programme that suits your lifestyle
You can choose when you want to begin reducing your loan. In this way you will have more money at the start to furnish your apartment, pay for your new lifestyle or simply save up for the future. You can set fixed instalment levels that increase incrementally for the first five years of your loan.
Example of how you can benefit from stepped instalment levels:
- Monthly instalments for first two years: €500
- Monthly instalments for third year: €750
- Monthly instalments for remaining loan period: €1000
Up to 2-3 instalment levels can be used. The monthly payments must be fixed equal instalments. An approved credit decision is always required before a loan can be granted
You can request a loan offer from the comfort of your sofa. We can also transfer your current loan to Danske Bank. As our customer you can also receive considerable discounts on insurance from Fennia. Apply for a loan!